Application Scorecard and Income Estimation Model

Mr. Joe Bowerbank from Creditinfo visited the PBA office on March 30, 2022, to give an update to the PBA Technology Working Group on the Application scorecard and Income Estimation Model.

A Consortium of four entities – Creditinfo; Aequitas Information Services Ltd; Pakistan Credit Rating Agency & Analytics (Pvt) Ltd – has been engaged to develop personal scorecards and income estimation model for existing and potential borrowers of housing and construction finance