Ms. Sima Kamil is the President & CEO of UBL. She started her career with American Express Bank and went on to work at ANZ Grindlays and Standard Chartered. Ms. Kamil has over 30 years of experience in Risk Management, Retail, Corporate & Investment Banking. She is also the Chair of the Board of Governors of Karachi Grammar School and is on the Board of the NotreDame Institute of Education. She has a degree in business from Kingston University, UK, and an MBA from City University, London.